There have been various scams taking place around the world to which people have fallen prey. These were some of the cleverest scams, which were not only able to fool innocent people but have also taken wise people through the wave. To educate people on what these scams were about, we have brought some of the best and cleverest scams below.
Work from Home Scams
Work from home ads are displayed almost everywhere, be it newspapers, internet or telephone. The message on each of these ads might be different, but all of it means to offer you best earning jobs at home. These jobs also promise you of refund if the job does not work out, instead of falling into the trap the only thing one should do is run away from the scam and save yourself from it. So, I wish you not to trap into work from home scams and be very careful in your job research!
Deal With your Overweight
Weight is one of the weakening spots which makes individual fall for almost everything. You might come across various ads which claim to help you lose weight on payment of small fee. Well, believe me, it is a complete prank and all company wishes to do is sell off fake products to you which is of no use. You cannot be sure of losing much weight with these products or overweight scam, but all you can be sure of is losing your hard earned money.
This is one of the most common scams, wherein you would find a person claiming him to be a Nigerian government official or a business person whose spouse has died and wishes to transfer millions of dollar to your account or even a Nigerian prince scam – that is also very popular. For those who respond to such email, they might even receive the official document. After that scammer shall inquire on your bank account number and also ask for some money to cover transaction cost. It is highly advisable to never fall for such scams, and it will end you up losing money in the name of transaction cost. So, please, don’t trap into those Nigerian scams 🙂
Phone Number Scam: 900
You might be trapped with a phone call or an email, wherein you will be informed of winning a lottery. However, to claim the prize, you need to call on 1-900 toll-free number. If you make a call on this number, you shall be charged a hefty amount of talking or holding on the call. Such charges will keep on appearing on your monthly bill and you would be hooked up with them unless you take necessary corrective actions for getting rid of it. Once you call on the number, you shall have the virus on your device which might automatically send messages to premium numbers which are going to charge heavy amount from you. To safeguard yourself, it is important to beware of such scammers and stay away from it all.
Money Order Overpayment Scam
It is one of the most unique scams which are performed while using money orders. Once buyer and sellers enter into a transaction, buyer claims to pay the amount using a money order. They usually claim to have made payments over and above the due amount, and ask the seller to remit excess amount. In most of the cases, sellers are fooled by providing them with fake demand drafts and against remittance of balance money made to buyers account.
Above mentioned were some of the cleverest scams which are undertaken by people across the world to fool them and make some money out of them.
What Is Digital Transformation?
Ask ten CIOs just how they define digital transformation also you are prone to obtain ten various information with a single common theme: a wash listing of technology projects meant to nurture sweeping company changes. However, digital transformation is not so quickly defined. Surely, digital transformation requires a radical rethinking of exactly how a company uses technology in the search for new revenue streams or maybe business models. Plus it in addition demands cross departmental collaboration in pairing business focused philosophies with fast application development models. But for several businesses, digital transformation is seriously electronic SEO in disguise, as new digital initiatives simply augment existing services. In the long run, many who struggle to define digital transformation resort on the old adage: “They are aware of it whenever they see it.”
George Westerman, the major study scientist with all the MIT Sloan Initiative about the Digital Economy, is actually someone who knows digital transformation as he sees it. “Digital transformation is when companies use technology to radically alter the functionality or maybe reach of an enterprise,” says Westerman. The owners often are disruption from promoting newcomers or maybe development from rivals seizing the chance to gain new customers.
“Customer targets are much exceeding the thing you are able to truly do,” affirms Westerman. “Boundaries between business and also customer and work and provider will also be morphing. That means a basic rethinking concerning what we do with technologies in organizations.”
Embracing that wide definition, CIOs is able to get the development of anything from business mobile applications which increase employee productivity to customer facing tools such as for instance chatbots plus e-commerce sites are actually a part of a digital transformation. But most CIOs are actually doing some or perhaps all of the projects for years. Is not digital transformation essentially the contemporary version of IT?
Indeed, but with a few caveats. Westerman says that CIOs previously worked on one or 2 Big Bang IT siloed tasks at a time. But CIOs are not bound to their corporate variations of Ladders and Chutes. Mobile technologies and cloud have helped them escape from the information center and desktops. The dropping price of computing, storage and bandwidth also have facilitated the rise of societal, analytics, synthetic intelligence as well as the internet of items (IoT) solutions. CIOs today rarely worry about technology limitations; they fret about what you should get rid of through their massive menus.
Pairing business focused philosophies including design thinking, aka human centered design, with fast application development models such as agile or maybe DevOps, CIOs are actually teaming with chief advertising officers, merchandise managers, and some other functional heads to create electronic solutions meant to increase consumer engagement.
Consider the soaring curiosity in virtual assistant solutions. The most used nowadays are chatbots. Using natural language processing and various other AI features, the chatbot design governing customer service calls is currently offered via a mobile program, possibly caused when smartphone sensors identify its owner is walking by a popular retailer. On the rear end, strong analytics serve up suggestions via the chatbot. In this screen of the combinatorial feature, human-centric software program – serving to be a proxy for a brand – is engaging with people, attempting to lure them to the shop. Below, a multifaceted scientific energy, pulling across the business as well as technology domains, has created a brand new digital pathway straight between the customer as well as the organization’s info architecture. That is only one transformative example in an electronic ocean of possibilities.
Digital transformation or perhaps optimization?
Here is the dirty small secret: What numerous CIOs describe as an electronic transformation actually is not. Mobile apps, AI based chatbots, analytics along with other electronic solutions are usually employed to augment existing expertise. Just question Gartner analyst Hung LeHong, whose work has sussing out whether businesses are actually conducting a “digital company transformation” or maybe a “digital business optimization.”
“In a nutshell, we reserve electronic business transformation for businesses pursuing total brand new revenue streams, services, and products as well as business models,” affirms LeHong. This could have the development of innovative electronic business units or perhaps digital acquisitions. Sometimes the business models can result in ventures in new industries or adjacent markets.
General Electric, having its “digital twin” manufacturing Internet effort to promote locomotive engines and also jet turbines as a program service, is actually orchestrating a digital internet business transformation, LeHong states. Bold as GE’s electronic program is actually, it is what a business does since it fears disruption or perhaps since it intends to interrupt its industry.
GE is among the ten % of organizations Gartner has surveyed that’s really doing the type of transformation. The additional ninety % are actually doing several types of “digital businesses optimization.” It requires by using electronic resources to “supercharge” efficiency, bolster development of current revenue streams and increase consumer experience. Based on the Gartner 2017 CEO survey, forty-two % of respondents intend to make use of electronic to enhance instead change the business of theirs.
“When we ask clientele to place pencil to the newspaper, they are optimizing” with digital, LeHong says. For instance, Shake Shack this season released a mobile app which allows mobile ordering, ostensibly to lessen customer wait times. ServiceMaster has tapped a movable platform to improve the way it links contractors with buyers.
LeHong affirms an element of his job is actually meeting with CIOs as well as the company executives ultimately in charge of turning the strategy, like a CEO, CFO. or COO Getting IT and business executives collectively allow the businesses “double click” on whether they’re transforming or maybe optimizing the businesses of theirs. After they answer the question, they are able to appropriately tailor and set the expectations of theirs.
Digitial transformation involves business vision
CIOs cannot read the digital transformation by yourself, says Westerman. Instead, he contributes, CIOs must arrange themselves with every executive with sufficient clout to make a deal the changes needed and receive the requisite buy-in from the panel of directors also the majority of the business. “You require technology on a single axis while the other axis has to add the capability to envision and constantly generate change,” Westerman says. “Put these 2 together and also you get companies which are actually electronic masters. In case you just have one you are likely to be above diagonal.” Westerman, who had written an e-book on the topic, Leading Digital: Turning Technology directly into Business Transformation, states that electronic masters are actually twenty-six % more profitable compared to their business competitors.
Naturally, not every CIO is actually collaborating with Gartner or perhaps has the profit of courting MIT academics for guidance. So just how can you tell will you be able to tell in case what you are engaging in constitutes an electronic transformation? The key lies in additional “D” word.
Ask yourself whether what you are doing is disruptive to the business of yours and to the industry of yours. In case you can say yes having a straight face, you might well be conducting a real digital transformation
What Do Poor People In The USA Eat?
Food bought with food stamps.
This looked like stocking up on food to last the entire month as we received food stamp payments on the 3rd of every month. Items included:
- Large bags of off-brand cereals
- Multiple 12 packs of Ramen chicken and beef soup (not the kind in the cup)
- One gallon of milk
- Tubs of margarine (I didn’t know most people used real butter until age 13)
- 3–4 loafs of white bread
- American cheese
- Instant coffee
- Frozen fries
- Lots of spaghetti and macaroni
- Tomato sauce (not Ragu, but pure tomato sauce)
- Cheap meats to be frozen throughout the month
- Potatoes and onions
- Sugar and flour (once every 2–3 months)
- Off-brand shortening
- Vegetable oil (maybe once every 3 months)
- Very rarely fresh fruit or vegetables
Food brought from cycling the city’s food pantries.
This food was always different and interesting. Here were some of the items we received:
- A whole pineapple (once)
- Apples and oranges.
- Juicy Juice.
- Kool-Aid and others drink mixes.
- Boxed meals (Mac ’n Cheese, rice, pasta)
- Condescend and dried milk
- So many bags of dehydrated mashed potatoes
- Cake mixes (usually sans the material to make the cake)
- Donated bread and bakery goods (praise those)
- Random canned goods (green beans, beans, fruits, soups)
- Dehydrated stuffing mix
Basically, imagine what you’d send a kid to school with for a food drive. That’s where at food goes. My family didn’t go to food pantries a lot unless we were on the verge of starving.
Lots of free school breakfasts and lunches.
A lot of people complain about school meals, but I remember always being hungrier in the summer.
- Those warm and moist donuts and muffins with the intelligible taste
- Persevered fruits (canned pears, peaches, and fruit cocktails)
- Fish sticks
- Cheap hot dogs, hamburgers
- Something that was supposed to resemble BBQ ribs
- Meatball subs
- Bread sticks with red sauce
- Alternating cheap pizza and popcorn chicken on Fridays
- Apples and oranges
- Frozen fruits in small plastic containers
- Frozen apple, orange, and grape juice in small plastic containers
- Chocolate, strawberry, or plain 1% milk
Food bought from corner stores.
Usually, by run immigrants, corner stores are the cornerstone of the poor sections of my city.
- Hot Fries
- Now & Laters
- Hot Tamales (candy)
- Off-brand sodas
- Double-bubble gum
- Cotton candy or chocolate-swirl ice cream in small plastic cups
- Various small brand chips
- Beef patties (with or without American cheese)
What Are Some Unethical life Hacks?
We have gathered for you the most unethical life hacks. So, enjoy!
1. You need some more time to complete the task before a deadline.
I’ve only done this once in my life but it’s useful at times:
Let’s say you have a paper that is due and you need some more time to complete it before a deadline.
1) Find the Paper on your Desktop. Make sure you also have the paper saved somewhere else before you do this.
2) Right click on the document and open it with Notepad instead of Microsoft Word.
3) Inside the Notepad File, remove half the text and Save (Ctrl-S).
4) Go back to your desktop and click the document. You’ll get this message.
5) Wait for a Professor or recipient to email you back and say there was something wrong with the paper. If you’re not done in time, ask him for more information and say you’ll look into the issue.
6) Finish your paper after the deadline and get off on a technicality 🙂
2.Reward someone publicly for something you WANT them to do
It’s called shaping and it’s a real psychological tactic. If you want someone to comply with something you’d like. If you’re the leader of a team and you want one of your employees to work harder you could offer them more money, time off, etc., or at the next team or company-wide meeting point out how hard of a worker that employee is, and how they always put in the hustle, then ask them to work longer hours on the special project.
Because this is who their PUBLIC identity is, and they’ve received praise for it, then they want to live up to that identity rather than betray their public persona.
This isn’t just something you can do publicly, you can do it privately too. If you know you have bad news to break to your significant other, first praise them for being such a patient, loving and understanding partner, then wait a bit before breaking the bad news.
Why does this work? Because people want to think about themselves in terms of their best qualities. How do people know what their best qualities are? Mostly from hearing from others. Someone’s identity is partially socially defined, and wanting to identify with positive reinforcement of good qualities will make them want to behave in a way consistent with those qualities. It’s Cialdini’s consistency principle.
3. Lead them to agree with you by asking why they didn’t disagree more
Again, this is a POWERFUL and potentially unethical life hack. This hack leverages someone’s own mind as a powerful persuasive mechanism, enrolling someone to your side to argue your points inside their head.
I’ve used it before in sales. I’ll speak with a prospect and pitch them something then ask them how motivated they are to work with me or use my product/solution, sometimes they’ll say something like “Um, I mean I find it kind of interesting.” Indicating that they’re not too excited. “Good to hear,” I say. “Can I ask you, on a scale of 1–10, 10 being ‘let’s move forward now’ and 1 being ‘not at all interested,’ where are you?” They’ll say something like “I’m a six” or five or four or whatever.
Here’s where the REAL move comes in: I then ask “Okay, great, why didn’t you rate yourself lower?” Now they are asked to justify their interest in their own mind. Whatever their answer is, it indicates to you how to persuade them to move forward and already engaged the commitment and consistency principle.
This is actually how my friend persuaded his then-girlfriend to get breast implants, big ones. He asked her “If you were going to get implants how big would you go? Why not go smaller?” Then she discovered a lot of opinions she had about how great large breasts were. Bang. Unethical?
This is perhaps the MOST unethical maneuver you can make with other people, but it does actually work. Gaslighting has been written about a lot lately but it’s basically this: when someone disagrees with you or doesn’t want to comply with your demands/desires/requests, you attack their sense of self, well-being, and their perception of themselves and events as they unfolded.
It’s basically attacking their world view.
Gaslighting is terribly unethical and hurts others… but it works.
Here’s why: It’s forcing them to choose between two values, making them commit to one or the other, either the relationship with you OR whatever they think the disagreement is about.
Gaslighting invokes cognitive dissonance – The target can’t both disagree with you and also be in a relationship with you. When they choose the relationship it again invokes Cialdini’s consistency principle and incorporates their decision into their sense of self, further internally justifying their decision.
As an example, I have a friend who was gaslighted by her horrible boyfriend for years, and out of fear continued to choose the relationship over her sense of events. She thought he was cheating, saw strange texts on his phone (which he didn’t hide), he’d show up late with no good excuse when they had dates planned, and when she brought this up he’d say “you’re being paranoid, you’re trying to make me look like a cheater so you can break up with me, you need to stop being so aggressive, if we had it your way I’d always just be home with you all the time and never have my own life.”
Soon, she apologized (tantamount to accepting someone else’s version of events and conceding that her feelings were somehow injurious to her boyfriend) and soon he used her for sex. By the way, this girl was a 10.
Something like this is EXACTLY what shitty pickup artists do because it WORKS.
BONUS: If you want to combat the above on yourself keep three things in mind:
- Recognize the feelings you’re having at the moment – If you’re feeling any kind of pressure make it known to yourself and REMIND YOURSELF THAT YOU DON’T HAVE TO DO ANYTHING YOU DON’T WANT TO DO. Affirm your own control of events to yourself. What you decide is what you decide apart from social pressures.
- Refuse to “go along” with them – DON’T GO ON ‘AUTOPILOT’ and don’t simply agree with them because it’s easy. The reason these above three are unethical is that they leverage powerful psychological principles to make it easier to comply with the request or demand. If you go on autopilot and simply agree “because it’s easy” it means they have you. Don’t do it. When someone asks me “why don’t you disagree more” I might answer, but I remember I don’t have to comply or agree, or I might say “I just do.” If they press more then you know what kind of unethical person you’re dealing with.
- Finally, if anyone tries to make a disagreement “about you” and “about your problems” then you KNOW they’re a terrible person and nobody you should believe about anything.
5. Appeal to Authority Biases
Showing up in a uniform of any kind (even security) is a sure way to be given the instant benefit of the doubt. If you show up to a building wearing a mail carrier uniform or security uniform you can actually have pretty quick access to the building. Another variant of this is the IT guy. Several social engineers build a collared T-shirt with the service provider’s logo, a clipboard and a belt of tools and can gain access to the most sensitive areas of a large building.
Another variant of this is showing up to places in an extremely well-made suit and just showing an aura of confidence and you can gain access to VIP areas, some companies rather easily and overall just help with picking up the ladies (serious).
6. People Like To Do Simple Gestures of Kindness
Walk up to a closed and locked door which needs a key card with 3 boxes of donuts and no way to reach your key, and someone is bound to let you in. Another variate of this using coffee or a desktop computer hub.
People love doing simple gestures which don’t require too much effort but give a sense of self-gratification. When ordering a coffee at Starbucks pretend you lost your wallet and pull out only $2 in crumbled ones and explain the predicament and it’s most likely the clerk or the person behind you might be willing to pick up your bill in exchange for your $2. This can be applied to several different occasions.
7. You Can Lie About Anything If You Gain Initial Acceptance
So, about a year ago, my college roommate Anthony and I wanted to see if we could pretend that he was a celebrity and if it would translate into anything awesome. So we went to the mall. I was dressed in my black suit and followed behind him pretending to be his security and at one point another friend came up for an autograph saying that he was the lead guitarist of a fictional band.
As soon as the first person did it, several others came up and actually wanted pictures and autographs. It kept piling on and on and eventually led to him getting the number of a very attractive girl. This works extremely well because by having the initial social validation you can get the second validation. This is true in everything from life and dating to startups (what? you have Microsoft as a client, sure we’ll do a free trial).
I could go on and on about several cognitive biases which the average person has. The best way to learn about it though is to look into some of the greatest con men of the last couple centuries. Victor Lustig, Frank Abagnale, and even Jordan Belfort. They use these social engineering feats to do everything from flying airline flights without a single lick of training to selling the Eiffel Tower (twice).
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